Open Enrollment





PLEASE NOTE:  RATE SAVER PLANS ARE NO LONGER AVAILABLE: If you are currently enrolled in a Rate Saver health plan, you MUST choose a new plan.


Health Insurance Open Enrollment for permanent employees working 20 or more hours per week and retirees under age 65 or not Medicare eligible runs from Wednesday April 25, 2018 until Wednesday, May 9, 2018.  


Information Sessions will be held on Tuesday, April 24th, in the Selectmen’s Meeting Room, Town Hall, at 9:00 am and Wednesday, April 25th, at Floral Elementary School, Cafeteria/Auditorium, at 6:30 pm. The Benefits Fair will be held Friday, April 27th, in the Selectmen’s Meeting Room, Town Hall, 1:00 PM to 5:00 PM


If you wish to make changes to your Health Insurance that will take effect on July 1, 2018, this is your opportunity to do so.  The insurance applications and any accompanying paperwork must be given to me, Wendy Ricciardi, Benefits Administrator, in the Treasurer’s Office, by no later than 4:30 on Wednesday, May 9, 2018.  


If you are currently enrolled in a Benchmark plan and not making any changes, you do not need to do anything.  However, it may be a good time to review your plan to make sure it continues to meet your needs.


Please read the attached documents for more information. The first document includes the Open Enrollment Notice, Rates, Plan Comparison Chart, and Payroll Agreement for Fiscal Year 2019, the second document contains several important Legal Notices* and the third document is a brochure from Health Equity with information on the Health Savings Accounts (HSA).  Please review them and contact me if you have any questions. 


In addition to the documents in this e-mail, information about this Open Enrollment will be available to you on the Town's Website:


*Please Note: decisions made during Open Enrollment are binding for the entire fiscal year and cannot be changed until next year's Open Enrollment unless you experience a qualifying event that allows for benefit changes during the year.  If this happens you MUST notify me of such a change within 30 days of the qualifying event date. Please contact me if you have any questions about qualifying events.